AACL Arete Advisory
Cross-border purchaseFor agency teams
Hong Kong cross-border property assessment

Clarify your purchase path
before making major decisions.

For Mainland buyers, overseas Chinese and incoming talent. The free estimate helps you organise your budget, down payment and common cost categories; licensed agents and relevant professionals verify complex matters under current rules.

Start a free estimate
Who it helps

Different buyers need to verify different questions first.

Mainland buyers

Funding and identity path

Organise source of funds, payment route, financing documents and questions requiring qualified advice early.

Overseas Chinese / returnees

Tax and ownership considerations

Frame the right questions for owner occupation, rental income, succession or corporate ownership.

Incoming talent

Settling in and financing preparation

Bring residence status, proof of income, timing and family needs into one preparation checklist.

HK$188 written initial assessment

After the free estimate, receive a clearer action list.

The written assessment organises your identity, budget, purchase purpose and open questions. If you subsequently appoint us for a completed transaction, the report fee may be credited against agreed service fees.

What the assessment covers

Purchase-cost categories, ownership questions to discuss, financing preparation documents, a transaction timeline and items to verify with lawyers, banks or tax advisers.

Request an assessment

Please do not include HKID, bank-card details or other sensitive information.

Property Q&A

Common questions — and what must be verified.

How much can I borrow?

LTV, underwriting, income recognition and documents differ by bank, buyer status and individual circumstances. Seek pre-approval before committing to a purchase.

How is stamp duty calculated?

Taxes can depend on the transaction background, property use, buyer status and current rules. Obtain current professional verification before signing.

What are the purchase steps?

Search, verification, negotiation, documents, financing and legal completion differ between new and resale properties.

Can I buy through a company?

Personal, corporate and other ownership structures can differ in tax, transfer and succession implications; assess them against your objectives.

For agency teams

Run an estate-agency team? Meet Estate Agent Tools.

Capture enquiries, organise new-build and resale requirements, follow up leads, and keep client-facing information current across the team.

Visit the agency business page